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SSS: Easy Salary Loans

February 27th, 2010 No Comments   Posted in sss

Because of seemingly insurmountable financial constraints worsened by the price hikes of all products, goods and services, we are forced to tighten our belts down a notch and enforce a strict budget to keep or bank accounts from withering away against the onslaught of daily expenses. But sometimes, even if we cut back on luxury expenses and material wants and even if live on our basic needs alone, life can sometimes be too tough that you simply dry out in times of dire need.

But there’s great news for you if you are a certified member of Social Security System and a loyal contributor for years because you are well qualified to apply for a salary loan. Salary loan application for one month loan requires 36 posts of monthly contribution while 72 posts are required for two-month loans. If you are currently and employed, self-employed or voluntary member with 6 posted monthly contribution, than you can apply immediately. This loan offers absolutely low interest rates and so paying will not hurt your monthly allowance at all.

To become a qualified applicant, aside from a thorough background checks to see if you are not involved in fraudulent operation, you should not be getting any other financial benefit from SSS like permanent disability, retirement and death aside from having a clean record. With small loans like this that you cannot get in banks and lending groups, you can have that extra breathing room when budget is tight. For more information and inquiries you can visit any branch or visit the main office in SSS Building East Avenue, Diliman Quezon City, Philippines. You can also call (632) 920-6401 and 920-6446 as well as email member_relations@sss.gov.ph.

PAG-IBIG loans:Turning our Dreams to Reality

February 27th, 2010 No Comments   Posted in PAG-IBIG Funds

At the back of our minds even if we do not consciously entertain it because of the daily grind of work and worries, lies the dream of owning our own haven, a dream house we can call our own. But because of mounting financial pressure, global recession and economic hindrances, this prospect of having our own home seems bleak after paying all the bills and buying our basic necessities. Thus, we may resign to just renting apartments, houses and condo units for the rest of our life and living without the assurance and security that owning a private home gives.

But average consumers need not fret because PAG-IBIG is giving us all the opportunity to make this dream a reality and well within reach. Since membership to this government-sponsored fund is mandatory for SSS and GSIS members, individuals outside this group who are at least 18 years of age but not more than 65 years old may register as well. An aggregate loan value of 2,400,000,000.00 pesos is allocated to finance 6,000 eligible beneficiaries annually.

This program is readily available to eligible borrowers under the prevailing end-user housing loan program provided that they have not acquired or availed of a housing loan previously from the PAG-IBIG fund for any agency or institution. A maximum loan of 400,000 pesos is available for purchasing residential lots not exceeding 160,000 pesos, for purchase of vacant lots for construction or for the completion of pre-existing housing project. These guidelines are applicable to borrowers whose socialized housing loans are taken out from July 1, 2009 to June 30, 2014. For more information, call 724-4244 or email publicaffairs@pagibigfund.gov.ph. Act now and the dream house you have been yearning for can be yours hassle-free.

Zagu Franchising: Beat the Heat with Ice-Cold Treats

February 27th, 2010 No Comments   Posted in Franchising

Summer is fast approaching and though the prospect of chilling out and relaxing under the sun excites everyone especially students aching for a break, the oppressive heat dampens the spirits of hot and sweaty people everywhere. With temperatures skyrocketing to unbearable proportions making the mercury rise steadily with each passing day, people are scrambling and looking for ways to keep cool and beat the heat somehow. Cooling off in swimming pools and hitting the beach with family and friends is a given as the cool splash of water relieves our toasted skin. But while we plan and wait for our grand summer outing, we can do something to quench our thirst and soothe our parched throats now. Zagu offers a variety of delicious ways to keep our head cool with their different flavors and assortment of add-ons.

And now aside from enjoying their ice-cold treats, you can also make some money because Zagu is open for franchising and is looking for young entrepreneurs to help expand their growing business. For an initial investment of P270,000.00 to P350,000.00 with absolutely no hidden franchise and royalty fees, you can carry the well-established Zagu trademark and logo anywhere in the country with no territorial restrictions. For this investment as an authorized dealer, you can enjoy wholesale discounts to all raw products as well as materials. They also offer continuous support through events participation and sponsorships as well as training programs for service crews with free standard uniforms.

This is one of the best ways to keep cool and earn some cold cash in the process as well. For more information, you can visit them at 52 West Capitol Drive, Bo. Kapitolyo, Pasig City or call phone numbers 687-0140 and 687-4403. You can also visit their website at zagushakes.com or email them at sales@zagushakes.com.

BDO Loans: Work Hard, Dream Big

February 17th, 2010 No Comments   Posted in Loans

In the global recession, financial crisis and economic turmoil afflicting everybody around the globe, people everywhere are scrambling to make ends meet and make it through the day with sanity and bank accounts intact. But even if we try juggle our finances by tightening our belts a notch and cutting luxury expenses we don’t really need, we still finds our wallets thinning up everyday and gasping for breath. With a huge chunk of our paychecks going to bare essentials like food, transportation, clothing and monthly utility bills, a dream house seems like an unlikely and unreachable dream for the common Filipino who has to stretch that last peso a little bit further.

Fret not because Banco de Oro has come up with the perfect solution that could potentially give housing loans to eligible clients in all stages of acquiring their own home, from appraisal and registration to paying the first installment and actually living in their own haven. With “Home Loan All-in Financing”, clients are given free reign over their expenses because of low interest rates and longer payment terms that is unparalleled in the banking and financing world. With loans that can be used for acquisition of vacant lots, construction of houses and even refinancing of preexisting loans, clients have free rein over the limitless possibilities. And with reasonable interests ranging from 9.75% for one year to 11.50% for 16-25 years, applicants are free to choose modes of payment they are comfortable with and will suit their finances and needs.

BDO’s “Home Loan All-in Financing” also assures quick processing of applications from eligible applicants. If all requirements and criteria are met, approval follows 10 shorts days. All loans are open for Filipino citizens who are of legal age and has a minimum monthly income PHP 50,000.00. It is also open for foreigners (condominium loans) and former Filipinos with or without dual citizenship. For more information, call 631-8000 or 1-800-10-6318000 or visit any BDO branch near you. Apply now and your dream house may become a reality sooner than you think.